Life Insurance
Why is life insurance important? Life insurance can be an important asset for everyone, especially someone with Alzheimer’s disease. The long-term costs of health care and nursing care can quickly make a dent in a family’s savings and may lead … Continue reading
Social Security
What is Social Security? Social Security is a mandatory government program that taxes your income while you are working and pays out benefits (supplemental income) in a number of ways when you retire or if you become disabled. Keep in … Continue reading
Medigap: Medicare Supplemental Insurance
What is Medigap or Medicare Supplemental Insurance? A Medigap policy is health insurance sold by private insurance companies to fill the “gaps” in your Medicare Part A and Part B coverage: it helps pay some of the health care costs … Continue reading
Medicaid
What is the difference between Medicaid and Medicare? This is a very common question. Medicaid is a type of government program that offers health insurance to people with limited incomes. It is available to people of all ages, including children, … Continue reading
Medicare
What is the difference between Medicaid and Medicare? This is a very common question. Medicaid is a type of government program that offers health insurance to people with limited incomes. It is available to people of all ages, including children, … Continue reading
What should I look for in a Long-Term Care Insurance Policy?
Choosing benefits and understanding reimbursement: Long-term care insurance policies work like any insurance policy: you pay a premium, which is based on your age when you apply and is projected to stay the same year after year, and in return … Continue reading
Long-Term Care Insurance
What is Long-Term Care Insurance? Long-Term Care Insurance (LTCI) is an investment in your future healthcare needs. With the rising cost of healthcare (home healthcare, assisted living, adult day care, nursing home) and the financial and emotional stress an illness … Continue reading
What Medications are Available to Treat Behavioral Problems?
What types of behavioral problems might be expected? In later stages of the disease, people with Alzheimer’s might experience distinct changes in behavior or personality. In fact, the first recognized case of Alzheimer’s, back in 1906, was in a patient … Continue reading
Healthcare Proxy
What is a healthcare proxy? The person designed as a healthcare proxy will make medical decisions for you in the event that you are unable to make them yourself. Typically, this is part of legal pre-planning. Why is a healthcare … Continue reading
Long-Term Care Ombudsman
What is a Long-Term Care Ombudsman? A Long-Term Care Ombudsman is an advocate for residents of assisted living facilities and nursing homes, as well as board and care homes. Ombudsmen provide information about how to find a facility and what … Continue reading
